Financial Advisor Serving Salt Lake City, UT

Fiduciary, fee-only wealth management for Utah families & professionals

Salt Lake City investors value clarity, stewardship, and long-term financial security. We provide personalized financial planning and investment management to clients throughout the Wasatch Front—built on a disciplined process, transparent guidance, and deep respect for the people and values that define Utah’s communities.

Holistic Wealth Management for Salt Lake City Investors

Financial guidance grounded in Utah values and real-world expertise

Our approach is designed for the diverse needs of Salt Lake City households—from tech professionals in the Silicon Slopes corridor to families building multigenerational wealth. We understand the unique blend of entrepreneurship, strong family priorities, and thoughtful financial stewardship that define many Utah investors. Our planning incorporates Utah-specific considerations such as the state’s flat income tax, charitable giving patterns, and the financial demands of larger families. Through a combination of disciplined investment oversight and comprehensive financial planning, we help you create a strategy that supports both your present goals and long-term legacy. Virtual access ensures consistent, proactive support, no matter where you’re located along the Wasatch Front.

Comprehensive Planning & Investment Support

Strategies tailored to life in Salt Lake City and beyond

Salt Lake City’s growing economy—and its mix of tech innovators, healthcare professionals, small business owners, and multigenerational families—requires financial planning that adapts to complexity. Our philosophy combines evidence-based investment design with thoughtful, values-aligned planning. Whether you’re accumulating wealth, nearing retirement, or managing significant assets, we help you bring clarity and structure to your financial life through:


  • Investment Management: Portfolio construction informed by market research, tax efficiency, and your long-term goals.


  • Retirement Planning: Projections and strategies that factor in Utah’s cost of living, state tax structure, and lifestyle preferences from SLC to Park City.



  • Education & Family Planning: Multi-child college strategies, savings frameworks, and planning for family-centered financial responsibilities.


Why Utah Clients Choose Sterneck Capital

A balanced, values-driven approach for a growing financial landscape

Utah investors often seek a financial partner who combines expertise with a sense of stability, integrity, and long-term perspective. As a fee-only fiduciary, we operate without commissions or product sales, ensuring your strategy is always built around your goals—not ours. Our boutique approach allows us to limit advisor workloads, create stronger relationships, and offer deeper guidance than high-volume firms. Many Salt Lake City clients appreciate our ability to blend analytical rigor with practical, family-focused planning. Whether you’re a tech professional with equity compensation, a business owner preparing for a liquidity event, or a family prioritizing long-term values and legacy, we help you navigate financial decisions with clarity, confidence, and transparency.

Serving Salt Lake City & the Wasatch Front

Local insight with nationwide expertise

We work with clients across the Salt Lake Valley and surrounding communities, including Park City, Draper, Sandy, Lehi, Provo, Ogden, and the broader Wasatch Front. Utah’s economic vitality—powered by tech, healthcare, real estate, and small business growth—brings unique planning needs that benefit from experienced guidance. We’re familiar with the financial implications of Utah’s state tax laws, rapid population growth, rising home values, and the planning challenges of multi-state families. Through virtual meetings, secure technology, and consistent communication, we build close, long-term partnerships with clients across Utah. You get the sophistication of a national wealth manager with a personalized approach that respects what matters most to families in Salt Lake City.

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Frequently Asked Questions

Supporting Salt Lake City clients with clarity and care

  • I’m in Utah—how do I know an out-of-state advisor is still a good fit?

    Choosing the right advisor is about expertise, alignment, and trust—not geography. We work with clients across the West who value our fiduciary approach, disciplined process, and long-term partnership model. Our virtual planning experience replicates (and often improves upon) what many clients receive with local advisors, while giving you direct access to a seasoned team. Most Utah clients find our communication style and planning framework highly compatible with their values and expectations.

  • Are you familiar with Utah’s tax structure and financial considerations?

    Yes. We incorporate Utah’s flat income tax rate, the treatment of retirement income, and applicable credits directly into your financial projections. We also consider property taxes, housing trends, and market conditions unique to Salt Lake City and surrounding areas. These localized insights help ensure your retirement plan, investment strategy, and tax-efficient approach reflect your actual long-term financial reality.

  • Can you work with larger families or values-based planning needs?

    Absolutely. Many Utah families have broader financial responsibilities—multiple children, mission-related goals, charitable giving priorities, or extended family planning needs. We design strategies that incorporate these commitments without sacrificing long-term financial stability. Your plan reflects what matters most to you, including faith-aligned or values-driven investment preferences if desired.

  • How does the time difference affect communication?

    Utah is typically one hour behind our headquarters—an advantage, not a limitation. We offer flexible scheduling and can meet early, late, or during traditional business hours depending on your preference. With secure virtual tools and proactive communication, clients across Utah feel supported, connected, and informed year-round.

  • Do you work with business owners and tech professionals in Utah?

    Yes. Utah’s growing tech sector and entrepreneurial community bring complex financial needs such as equity compensation, liquidity events, and tax-efficient wealth strategies. We work with founders, tech employees, medical professionals, and small business owners across the Wasatch Front to organize, protect, and grow their wealth. Our process helps you manage concentrated positions, prepare for transitions, and optimize your long-term financial path.