Investment Management

Fiduciary portfolio management guided by your goals

Investing with intention, not speculation

A disciplined approach to growing and preserving your assets

Your portfolio should be built around your objectives, time horizon, and comfort with risk, not the latest market headline. At Sterneck Capital Management, you receive professional investment management that connects directly to your financial plan and long-term goals.


As a fee-only fiduciary investment advisor based in Kansas City and serving clients nationwide, we design portfolios for growth, income, and capital preservation where needed. Our process is research driven, cost conscious, and focused on risk management rather than stock picking or market guessing.

Explore our investment capabilities

Deeper strategies for more complex needs

Your investment plan can include specialized strategies that address taxes, concentration risk, and advanced portfolio design. These related services build on the foundation of your core investment management relationship.

Portfolio Strategy Overview

Portfolio strategy and philosophy that shape how investments are structured and managed across markets over time.

Tax-Aware Investing

Tax-aware investing and asset location choices that improve after-tax results and support consistent long-term portfolio efficiency.

Advanced Strategies

Advanced strategies for concentrated holdings and alternatives that manage complex wealth needs with clear, disciplined implementation.

Risk & Liquidity Management

Risk and liquidity management that ensures you maintain stability during market shifts and have access to funds when unexpected needs or opportunities arise.

Structure, diversification, and ongoing oversight

How we manage portfolios through changing markets

We start by defining a target asset allocation that reflects your goals, risk tolerance, and required rate of return. Your portfolio is diversified across asset classes and geographies to help reduce the impact of any single company, sector, or region. We favor an evidence based approach that balances low cost investment vehicles with thoughtful selection where we see value. Over time, we monitor and rebalance your accounts to keep risk aligned with your plan rather than letting market swings decide your exposure. When volatility rises, our role is to provide perspective, maintain discipline, and make measured adjustments, not reactive moves.

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Investment Management FAQs

Clear answers to how we invest on your behalf

  • What is your investment philosophy as a fiduciary advisor?

    Our philosophy begins with the idea that your goals and plan should drive every investment decision. We believe asset allocation, diversification, and cost control are more important to long term results than trying to predict short term market movements. Portfolios are constructed to balance growth potential with appropriate levels of risk so you can stay invested through full market cycles. We focus on helping you avoid big mistakes and emotional decisions that can derail even a well designed strategy.

  • How do you manage portfolios during volatile markets?

    We rely on the plan and allocation we built together, rather than reacting to every headline. During periods of volatility, we review portfolios for rebalancing opportunities, tax loss harvesting, and any needed adjustments based on your cash flow or risk needs. We communicate with you so you understand what is happening and why we are taking specific actions. The goal is to keep you on track and positioned to benefit when markets eventually recover.

  • Do I need an investment manager or can I manage my portfolio myself?

    Many people can manage basic investments on their own, but complexity increases as assets grow and life situations change. An investment manager brings structure, ongoing monitoring, and coordination with your financial plan, which can be difficult to maintain consistently on your own. We also integrate tax awareness, risk management, and behavioral coaching to help you stay disciplined in different market environments. If you value a professional partner who can handle the details while you focus on your life, an investment manager can add meaningful value.

  • What types of investments do you use in client portfolios?

    We typically use a diversified mix of mutual funds, exchange traded funds, and other professionally managed vehicles to gain broad exposure to global stock and bond markets. When appropriate, we may incorporate additional strategies for income, inflation protection, or unique client needs. The specific mix depends on your goals, risk tolerance, and time horizon rather than a one size fits all model. All selections are made with a focus on quality, diversification, and reasonable costs.

  • How are your investment management fees structured?

    Our investment management services are offered on a transparent, percentage based fee on assets under management. This means our compensation grows only when your managed assets grow, and there are no commissions or product based incentives influencing our recommendations. You will know the fee schedule in advance and see it clearly reflected in your documents. This structure supports an aligned, long term advisory relationship focused on your outcomes.