Your Trusted Financial Advisor in Kansas City, MO

Fee-only, fiduciary wealth management close to home

You want a financial advisor who understands both the numbers and your everyday reality in Kansas City. From our home base in the Briarcliff area, we combine decades of experience with straightforward, objective guidance designed to help you make confident decisions about your wealth.

A Kansas City Firm with Deep Roots

Decades of experience serving Kansas City and beyond

Sterneck Capital Management has been guiding individuals and families since 1989, with Kansas City as the heart of the firm’s operations. You get the benefit of a long-standing, independent wealth management firm that has navigated multiple market cycles and economic environments. Our team understands the local business landscape, from long-time Kansas City employers to emerging companies throughout the metro. At the same time, your plan is built with a national perspective, so your strategy works whether your life stays in KC or takes you elsewhere. You work with a firm that pairs local insight with institutional-level planning and investment expertise.

Comprehensive Wealth Management for Kansas City Residents

Integrated planning and investing tailored to your life here

Your financial life is more than a single account or investment—it is an entire ecosystem that needs to work together. As a Kansas City–based fiduciary firm, we bring your planning, investing, tax considerations, and estate needs into one coordinated strategy. You get clear recommendations, transparent costs, and disciplined implementation instead of piecemeal advice from different providers. Our goal is to give you a plan you can actually use, not a stack of paperwork that sits on a shelf. Core areas of focus include:


Why Work with a Local Kansas City Financial Advisor?

Local insight, fiduciary guidance, and flexible connection

Working with a Kansas City–based advisor means you partner with someone who understands the realities of living and retiring in this region. You benefit from our familiarity with Missouri and Kansas tax considerations, local employers, and regional real estate markets that directly affect your plan. If you prefer in-person conversations, you can meet at our Briarcliff-area office, and if your schedule is packed, we meet virtually on your terms. You are never pushed toward products or proprietary solutions; as a fee-only fiduciary, we are paid only by you, not by commissions. That structure keeps your interests at the center of every recommendation we make.

Serving the Greater Kansas City Metro

From the urban core to surrounding suburbs and communities

You are not limited by a ZIP code when it comes to high-quality financial advice. We proudly serve individuals and families across the Kansas City metro, including areas such as North Kansas City, Parkville, Liberty, Overland Park, Leawood, Prairie Village, Olathe, Lee’s Summit, and beyond. Whether you are building a career downtown, running a business in the suburbs, or planning a retirement close to family, your plan is designed around how and where you live. For many people, that includes coordinating assets spread across multiple states, employers, and accounts, all pulled into one clear picture. Wherever you are in the Kansas City area, you can work with a team that treats your financial life with structure, intention, and respect.

Two speech bubbles; one contains a question mark.

Frequently Asked Questions

Working with a Kansas City financial advisor

  • Do I really need a local financial advisor in Kansas City, or does location not matter?

    You can technically work with an advisor anywhere, but having a local relationship adds context and connection. When your advisor understands Kansas City employers, neighborhoods, and the local cost of living, your plan reflects your actual day-to-day reality. You also have the option of face-to-face meetings at our Briarcliff-area office if that is important to you. At the same time, we pair local familiarity with the technology and expertise to serve you seamlessly, even when you are traveling or living part-time elsewhere.

  • Are you licensed to work with people on both the Missouri and Kansas sides of the metro?

    Yes. As an SEC-registered investment advisor, we serve households across state lines throughout the Kansas City area and across the country. You do not need to worry about whether you live on the Missouri or Kansas side; the structure of our registration allows us to work with you either way. What matters most is that we understand your full picture, including different state tax rules and employer benefits, and build a plan that accounts for those differences. You get one cohesive strategy, even if your life spans multiple states.

  • What types of Kansas City investors do you typically work with?

    We primarily work with high-income and high-net-worth individuals, pre-retirees, retirees, and multi-generational families who want a truly integrated approach. Many people we serve are professionals, executives, or business owners whose finances have grown more complex over time. You might have multiple retirement accounts, stock compensation, business equity, or real estate, and want clarity on how it all fits together. Our role is to provide structure, prioritize what matters, and help you make decisions with confidence. If your situation is straightforward today but trending toward more complexity, we help you get ahead of it before it becomes overwhelming.

  • How do meetings work if I have a busy schedule or travel frequently?

    Your time is limited, so we design our process to be efficient and flexible. Many Kansas City households prefer a blend of in-person and virtual meetings, which allows you to meet from your home, office, or wherever you happen to be. We use secure digital tools for document sharing, e-signatures, and ongoing updates, so you are not tied to paper forms or office visits. When something important comes up between reviews, you can reach out by phone or email and expect clear, timely responses. The goal is to keep your plan moving forward without adding friction to your schedule.

  • What is the first step if I want to work with you as my Kansas City advisor?

    The first step is a brief introductory conversation to determine fit and answer your initial questions. During that call, you share what you are hoping to solve—whether it is retirement timing, investment clarity, tax strategy, or simplifying a complex financial picture. We outline how our process works, what it costs, and what you can expect if you move forward. If we both agree there is a good fit, the next step is a deeper discovery meeting where we gather details and begin building your plan. If not, you still leave with a clearer understanding of your options and next steps.