At Sterneck Capital Management, we bring structure and intention to your wealth. As fiduciary, fee-only advisors, we guide you through life’s financial decisions with thoughtful planning, disciplined investing, and a long-term partnership built around your goals.
Comprehensive wealth management
Personalized strategies built on transparency and trust
Every client receives a fully integrated financial plan designed to align wealth, goals, and values. Our fiduciary advisors manage the details so you can stay focused on what matters most.
Financial Planning
Tailored strategies for retirement readiness, estate and legacy considerations, and long-term tax efficiency.
Investment Management
Evidence-based portfolio construction with disciplined oversight and ongoing adjustment as your life and markets evolve.
Explore All Services
Explore how our comprehensive planning and investment strategies work together to support your long-term success.
Fiduciary advisors since 1989
Experience, independence, and perspective
Founded in Kansas City and serving clients across the U.S., Sterneck Capital Management has remained an independent, fee-only firm for over three decades. Our history reflects a commitment to fiduciary care and a belief that lasting success comes from alignment, not commissions.

Our team includes CERTIFIED FINANCIAL PLANNER™ professionals and investment specialists dedicated to providing high-touch service and objective advice. Technology enhances our process, but relationships drive our results.
The people we advise
Tailored strategies for every stage of wealth
Our clients come to us with different goals but a shared desire for clarity, confidence, and a disciplined approach to managing their wealth. We help them navigate life’s financial transitions with experience and foresight.
Early Career Professionals
Individuals in the first decade of their careers who are building financial foundations, making decisions about savings, benefits, and early investing, and wanting to establish long-term habits that set the stage for lasting success.
Pre-Retirees & Retirees
Individuals preparing for or living in retirement who want to build sustainable income strategies and maintain financial independence throughout their distribution years.
Professionals & Business Owners
Executives, entrepreneurs, and professionals with complex financial lives who benefit from coordinated strategies across investments, taxes, and business planning.
Multi-Generational Families
Families focused on preserving wealth, managing trusts, and planning for smooth, tax-efficient legacy transitions across generations.
A boutique firm with national reach
Where independence meets sophistication
Sterneck Capital offers the accessibility of a small firm with the resources of a national advisor. Clients benefit from direct relationships with credentialed professionals, custom strategies, and a transparent fee structure.
Personalized Comprehensive Advice
Tax Planning & Tax Return Analysis
Equity and exec Compensation Experts
Estate Planning
Customized portfolio
Investment strategy
Strategic Tax-Loss Harvesting
Behavioral Management Coaching
Cash Flow Based Modeling
Sterneck Capital
A Typical Firm
Robo Advisors
Where we’re based
Rooted in Kansas City, serving across the U.S.
Sterneck Capital Management was founded in Kansas City and continues to call it home. From our Midwest base, we work with individuals and families nationwide—building lasting relationships grounded in trust, transparency, and financial clarity.